Posted on Wednesday, April 15th, 2020 at 1:46 pm
On Friday, April 10th, a three-vehicle crash in Dekalb County killed two people and sent two people to the hospital. Robin Darrell Anderson, 47, of Arab died at the scene of the accident. He was driving a 2018 Ford F-150 without wearing a seatbelt, when William Seay, 36, of Rainsville, driving a 2002 Chevrolet Silverado struck his vehicle head-on. Hannah Danielle Moon, 23, of Arab, who was pronounced dead at the scene, and Kellie Denise Anderson, 46, of Arab, who was taken by ambulance to Marshall Medical Center South, were passengers in Robin Darrell Anderson’s vehicle. William Seay was airlifted to Huntsville Hospital. His injuries are unknown. According to authorities, the driver and passenger in the third vehicle were not injured.
TIFFANY BITTNER: Kirby, there were multiple fatalities involved in this accident – our heart breaks for these families and communities. I am sure the collision was not intentional, but regardless, what does that mean for Ms. Anderson?
KIRBY FARRIS: Well Tiffany, after experiencing this with some of our clients throughout the years, we understand the impact on the survivors as well as the families of those that did not survive. I hope that everyone who helps them has their best interest at heart. To answer your question, hopefully, Mr. Seay had auto insurance to cover the costs that Ms. Anderson will accrue for her injuries and other costs. If he did not, Ms. Anderson has a few options with possible underinsured/uninsured motorist coverage and med-pay. It is uncertain if those various coverage types will be enough to fully recover. How long she is in the hospital and how long it takes her to fully recover will determine how much compensation she will need from Mr. Seay’s personal insurance coverage.
TIFFANY BITTNER: Ambulance and Helicopter bills are steep. Do insurance companies usually cover those costs?
KIRBY FARRIS: Again, it depends on insurance coverage. With so many parties involved, a combination of insurance coverage may be applied to those bills. If the insurance company does not deem the ambulance or helicopter ride “medically necessary,” they may not cover the costs. If that is the case for Ms. Anderson, I would hire an experienced lawyer to help her recover those costs. We have seen ambulance rides cost upwards of $45,000.
TIFFANY BITTNER: We have discussed newer car safety features before, but in Mr. Anderson’s case, he was driving a newer car and was still not wearing a seatbelt. Is it possible to turn off this standard safety feature?
KIRBY FARRIS: Yes, you can turn this feature off, but I highly recommend that you leave it on. That seatbelt could be the difference in life or death one day.
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Disclaimer: The intent of this post is to provide general information to our readers and to help improve the safety and quality of life for those who live in our state. At Farris, Riley & Pitt Law Firm, we intend to honor those who are victimized in accidents across Alabama. We aim to provide up to date information to the public surrounding these incidents in hopes of helping others avoid becoming victims themselves. If anyone is involved in an accident, we would like to make sure they know how to respond, should a tragedy occur. Information in this post, should not be considered legal or medical advice. You should seek further assistance from a lawyer or medical professional if you or a loved one is a victim in an accident. Any photos depicted in these posts are not representative of the actual accident scene.